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Checking with endless value.

MyAdvantage Checking

MyAdvantage Checking

SAFE AND SECURE ONLINE CHECKING.

Now with EVEN MORE added benefits.

A GFCU MyAdvantage Checking account is everything you want out of a checking account, plus so much more.

RECENTLY ADDED: Telehealth1, Dark Web Monitoring2 and Enhanced Cell Phone Protection up to $6003,7. All of that PLUS the same great features you’ve already come to love, including same-day direct deposit4, IDProtect®, Credit File Monitoring2, $hopping RewardsTM,2,5, and more – all for a low monthly service fee of only $5.95.

Don't Settle for a Standard Checking Account
MyAdvantage Checking from GFCU gives you:

  • NEW! Telehealth1 – Access to 24/7 video or phone visits with board-certified, licensed doctors. Zero copays.
  • ENHANCED! Cell Phone Protection3,7 of up to $600
  • $hopping RewardsTM,2,5 – Enjoy exclusive offers and discounts at thousands of leading online retailers
  • Monthly Credit Score2,6 update and bi-annual Credit Report
  • IDProtect® with identity theft expense reimbursement coverage7 and resolution services
  • NEW! Dark Web Monitoring2– Receive alerts when your personal information is exposed on the dark web.
  • Debit Advantage® Buyer’s Protection7,8 and Extended Warranty7,8 on items purchased with your MyAdvantage Checking Account
  • Travel & Leisure Discounts5
  • Health Savings Discounts (this is NOT insurance)2
  • AD&D Insurance7,9

Choose the checking account that's right for you.

Generations’ consumer checking options include Basic Checking and MyAdvantage Checking. Review details to see which is best for you.

Get Paid Up To 2 Days Early – Receive your direct deposit funds the same day they are received by the credit union.

Earns Interest*

Free Visa® Debit Card

Access to Online & Mobile Banking

Minimum Opening Balance

Free Bill Pay Service

Access to CO-OP ATM Network

Monthly Service Fee

One Box of Free Standard Checks Per Calendar Year

4 Complementary Money Orders Per Calendar Year

4 Complementary Cashier's Checks Per Calendar Year

Telehealth

Dark Web Monitoring

Cell Phone Protection

Identity Theft Protection & Resolution Services

Daily Credit Monitoring & Monthly Credit Score

$hopping Rewards

Access to Credit Report Every 90 Days

Travel and Leisure Discounts

Health Discount Savings

Yes
Yes
Yes
Yes
$25
Yes
Yes
$5.95
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes

Basic Checking

Yes
No
Yes
Yes
$25
Yes
Yes
$0
No
No
No
No
No
No
No
No
No
No
No
No

Convenient Banking Services Nearby!

View Locations Near You

MOBILE APP - MyBenefits

Already have a MyAdvantage Checking Account?

Access and manage your full suite of account benefits by visiting the MyBenefits website or downloading the app for iPhone or Andriod.

MOBILE BANKING

Manage Your Account With Ease

View balances, make transfers and more by downloading our mobile app.

FAQs

Learn more about the GFCU MyAdvantage Checking Account with our most frequently asked questions.

We have a Basic Checking Account and a MyAdvantage Checking Account. You can see the two accounts compared here.

No. When you open a checking account with us, you’ll receive a personalized debit card at no additional cost.

Yes. Eligible members can use Smart Deposit on their mobile app to deposit checks.

There is no fee to use our Basic Checking account. Our MyAdvantage Checking account is $5.95 per month, but with that minimal fee comes substantial value-added savings. There are benefits such as identity theft protection and monitoring, cell phone protection, travel and leisure discounts and shopping rewards, just to name a few!

Not a Generations Member Yet?

There are many ways to become a member, and you can establish your membership with just $5. There are also many benefits to becoming a member of a credit union, including access to dividend-yielding savings and deposit accounts, as well as competitive loans and credit products.

Ready to become a Generations member and open your account?

Questions? Get Contacted.

*0.05% Dividend Rate. 0.05% APY is Annual Percentage Yield. Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account. View complete Checking Account rates here.

1Available for the primary account holder and their joint account holder(s). This is not insurance.

2Registration/activation required.

3Cell phone bill must be paid through your MyAdvantage Checking account.

4Receive your direct deposit funds the same day they are received by the credit union.

5Available via mobile or web only.

6You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on TransUnion data. Third parties may use a different type of credit score to assess your creditworthiness.

7Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.

8Item(s) must be purchased entirely with this account for coverage.

9Coverage divides equally on joint accounts and reduces by 50% at age 70.

Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.