MyAdvantage Checking Information

Don’t settle for a standard checking account.

MyAdvantage Checking offers value, security and benefits that you simply won’t find with any typical checking account. This account features overdraft protection, Identity Theft Protection and Resolution services1 for you and your family, Credit File Monitoring2, access to your 3-in-1 Credit Report, Cell Phone Protection3 of up to $400, $hopping RewardsTM,*, and much more!  With all of that for a low monthly fee of $5, this account truly pays for itself and saves YOU money!

Account Details

  • Earns interest
  • $25 minimum to open account
  • One box of free standard checks per year
  • Overdraft Protection available
  • More than 55,000 surcharge-free ATMs worldwide

IDProtect®
Help better protect yourself, your family and your joint account owners with our identity theft monitoring and resolution service1 that includes credit file monitoring2, 3-in-1 credit report, monitoring of over 1,000 public databases, identity theft expense reimbursement3, fully managed resolution services, and more.

ID Theft Expense Reimbursement Coverage3
Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.

Identity Theft Resolution Services
A dedicated fraud specialist assigned to manage your case. Experienced recovery professionals will handle the recovery process until your identity is restored.

3-in-1 Credit Report4,*
MyAdvantage Checking gives you access to request an updated credit report every 90 days or upon receipt of alert.  Each new report includes an updated single bureau credit score.

Cellular Telephone Protection3
Receive up to $400 of replacement or repair costs if you mobile phone has been stolen or damaged.  You are covered for up to four devices.  Your mobile phone bill must be paid through your MyAdvantage Checking Account.

Debit Advantage®
You’ll receive Buyer’s Protection3 and Extended Warranty3 on any item(s) purchased in full with your MyAdvantage Checking Account.

AD&D Insurance3
You’re protected from the unexpected with up to $10,000 of 24-hour Accidental Death and Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70)

Travel & Leisure Discount Membership*
Get discounts from thousands of local and national businesses.

Health Discount Savings5,*
Get money-saving discounts from thousands of local and national businesses.

$hopping RewardsTM,*
Enjoy exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized portal and receive cash back! Available online only.

 

Not a Generations FCU Member?
There are many ways to qualify for membership. Find out if you qualify in the first step of the application or stop by one of our branches.

Must meet membership requirements and must open and maintain a GFCU Savings Account with a $5 balance. The minimum balance required to open a MyAdvantage Checking account is $25.00.

1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner.  Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. 2Credit file monitoring may take several days to begin following activation. 3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described.  Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.  Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. 4 Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a dierent type of credit score to assess your creditworthiness. 5This is NOT Insurance *Some benefits require registration and activation.  For complete details of this checking account, speak with a Generations Federal Credit Union representative. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.