Not your typical checking account.
The MyAdvantage Checking account provides the most value with cost-saving benefits and identity theft protection.
Personal Banking / Checking & Savings / My Advantage Checking
MyAdvantage Checking
When it comes to a checking account that offers value, security and benefits, look no further than MyAdvantage Checking from GFCU. This is not your standard checking account. MyAdvantage Checking gives you identity theft protection, credit monitoring for you and your entire family, access to your credit report every 90 days, mobile phone coverage up to $400 per device, shopping discounts and so much more, all for a low monthly fee of $5.
Already have a MyAdvantage Checking Account? Sign into your eClubOnline Portal.
Account Details
- Earns interest
- $25 minimum to open account
- One box of free standard checks per year
- Overdraft Protection available
- More than 55,000 surcharge-free ATMs worldwide
ID Protect® – Help better protect yourself, your family and your joint account owners with our identity theft monitoring and resolution service1 that includes credit file monitoring2, 3-in-1 credit report, monitoring of over 1,000 public databases, identity theft expense reimbursement3, fully managed resolution services, and more.
ID Theft Expense Reimbursement Coverage3 – Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
Identity Theft Resolution Services - A dedicated fraud specialist assigned to manage your case. Experienced recovery professionals will handle the recovery process until your identity is restored.
3-in-1 Credit Report4,* – MyAdvantage Checking gives you access to request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score.
Cellular Telephone Protection3 – Receive up to $400 of replacement or repair costs if you mobile phone has been stolen or damaged. You are covered for up to four devices. Your mobile phone bill must be paid through your MyAdvantage Checking Account.
Debit Advantage® - You’ll receive Buyer’s Protection and Extended Warranty3 on any item(s) purchased in full with your MyAdvantage Checking Account.
AD&D Insurance3 – You're protected from the unexpected with up to $10,000 of 24-hour Accidental Death and Dismemberment Insurance.
Travel & Leisure Discount Membership* – Get discounts from thousands of local and national businesses.
Health Discount Savings5,* – Enjoy savings on vision, prescriptions and dental services.
$hopping RewardsTM,* – Enjoy exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized portal and receive cash back! Available online only.
Not a Generations FCU Member?
There are many ways to qualify for membership. Find out if you qualify in the first step of the application or stop by one of our branches in the San Antonio area.
Must meet membership requirements and must open and maintain a GFCU Savings Account with a $5 balance. The minimum balance required to open a MyAdvantage Checking account is $25.00.
1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
2Credit file monitoring may take several days to begin following activation.
3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.
4 Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness.
5This is NOT Insurance
*Some benefits require registration and activation. For complete details of this checking account, speak with a Generations Federal Credit Union representative.
Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
Helpful tools to assist.
Account Transaction Switch List
Automatic Payment/Withdrawal Switch Form - Account Number
What is the credit union’s routing number?
Generations' routing number is 314088572.
What statement options are available?
You can receive your monthly account statements by mail or electronically using eStatements -- a safe, convenient and free option that allows you to view, print and save your monthly account statements for up to 12 months through our Online Banking service. When you elect to receive eStatements, you will no longer receive paper statements through the mail.
Members receiving paper statements for their GFCU accounts will be charged a $2 per statement fee each month. The fee will be charged to the GFCU share account.
Avoid paper statement charges by signing up to receive eStatements at MyGenFCU.org/eStatements.
For questions regarding eStatement enrollment, please contact our eServices Team at 210-230-9381.
How do I make transfers between accounts?
There are several options available for transferring funds between your accounts:
- Online banking: select the “Transfers” tab
- Over the telephone through our automated response service at, 210-229-1850 or 1-800-232-8178 and follow the prompts over the phone
- Set-up automatic transfers: visit any one of our locations to set-up a regular transfer of funds between your accounts.
How do I close an account?
Should you need to close your account, please visit any one of our locations or call us at 210-229-1128 and we will work to meet your account needs.