MyAdvantage Checking

When it comes to a checking account that offers value, security and benefits, look no further than MyAdvantage Checking from GFCU. This is not your standard checking account. MyAdvantage Checking gives you identity theft protection, credit monitoring for you and your entire family, access to your credit report every 90 days, mobile phone coverage up to $400 per device, shopping discounts and so much more, all for a low monthly fee of $5.

Already have a MyAdvantage Checking Account? Sign into your eClubOnline Portal.

Account Details

• Earns interest
• $25 minimum to open account
• One box of free standard checks per year
• Overdraft Protection available
• More than 55,000 surcharge-free ATMs worldwide

IDProtect^® – Help better protect yourself, your family and your joint account owners with our identity theft monitoring and resolution service¹ that includes credit file monitoring², 3-in-1 credit report, monitoring of over 1,000 public databases, identity theft expense reimbursement³, fully managed resolution services, and more.

ID Theft Expense Reimbursement Coverage³ – Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.

Identity Theft Resolution Services - A dedicated fraud specialist assigned to manage your case. Experienced recovery professionals will handle the recovery process until your identity is restored.

3-in-1 Credit Report^4,* – MyAdvantage Checking gives you access to request an updated credit report every 90 days or upon receipt of alert.  Each new report includes an updated single bureau credit score.

Cellular Telephone Protection³ – Receive up to $400 of replacement or repair costs if you mobile phone has been stolen or damaged.  You are covered for up to four devices.  Your mobile phone bill must be paid through your MyAdvantage Checking Account.

Debit Advantage^® - You’ll receive Buyer’s Protection³ and Extended Warranty³ on any item(s) purchased in full with your MyAdvantage Checking Account.

AD&D Insurance³ – You’re protected from the unexpected with up to $10,000 of 24-hour Accidental Death and Dismemberment Insurance.  (Coverage divides equally on joint accounts and reduces by 50% at age 70)

Travel & Leisure Discount Membership* – Get money-saving discounts from thousands of local and national businesses.

Health Discount Savings^5,* – Enjoy savings on vision, prescriptions and dental services.

$hopping Rewards^TM,* – Enjoy exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized portal and receive cash back! Available online only.

Not a Generations FCU Member?
There are many ways to qualify for membership. Find out if you qualify in the first step of the application or stop by one of our branches in the San Antonio area.

Must meet membership requirements and must open and maintain a GFCU Savings Account with a $5 balance. The minimum balance required to open a MyAdvantage Checking account is $25.00.

¹ IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner.  Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

²Credit file monitoring may take several days to begin following activation.

³ Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described.  Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.  Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.

⁴ Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness.

⁵This is NOT Insurance

*Some benefits require registration and activation.  For complete details of this checking account, speak with a Generations Federal Credit Union representative.

Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

Helpful tools to assist.

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Automatic Payment/Withdrawal Switch Form - Account Number

Automatic Payment/Withdrawal Switch Form - Debit Card

Account Closing Request Form

Social Security Direct Deposit Form

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