Personal Loans

As Low As 9.74% APR*

PLUS no payments up to 90 days!**

PERSONAL LOANS

Give yourself financial flexibility!

Use a GFCU Personal Loan to take control of your finances. With fixed rates and no payments up to 90 days**, a personal loan could help you meet a variety of financial goals, such as:

  • Consolidating multiple higher-rate loans and/or credit card balances into one single payment
  • Paying for unexpected medical expenses or costly vehicle repairs
  • Making a major purchase
  • Bridging the gap between upcoming travel expenses and available savings
  • Be aware of all loan options
Give yourself financial flexibility!

Fixed Rates

As Low As

9.74%APR
Apply Today
Personal Loan Benefits

Rates as Low as 9.74% APR*

No Payments Up to 90 Days**

Terms from 12 to 60 Months*

Receive a Personal Loan in one lump sum and make predictable monthly payments.
Or, access funds as you need them with a Personal Line of Credit.

Loans and lines of credit are subject to credit approval.

Personal Loan Rates

Personal & Unsecured

Terms
APR (As low as)*
Up to 36 months
9.74%
37 to 60 months
10.40%

*APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking account. Rates effective 07/24/2024. Payment Example: For a $5,000 loan for a term of 36 months with a 9.74% APR, the monthly payment will be $160.73. All loans are subject to approval. Rates, terms, and conditions are subject to change.

**Interest will continue to accrue during the payment deferral period. Not all loans will qualify for the 90-day payment deferral. The refinancing of an existing GFCU loan is not eligible for the automatic payment discount.

Ready to Start Your Application?
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Fixed-Rate Loan

A Fixed-Rate Loan Built for YOU

GFCU Personal Loans are available to members at competitive rates with flexible terms to meet your needs.

  • No payments up to 90 days**
  • With a fixed-rate loan, you never have to worry about your payments going up
  • Terms up to 60 months
  • Save time with a quick online application and approval process
  • No prepayment penalties
  • Payment protection available
  • Avoid falling in the trap of Payday Loans
A Fixed-Rate Loan Built for YOU
View Loan Balances and Make Payments Online
Access your account 24/7 to view balances
Make payments easily while on-the-go
Schedule recurring transfers to ensure payment each month
Secure transactions with encrypted information for your protection

Online Loan Management

Experience the effortless convenience of online loan payments from your mobile device!

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