PERSONAL LOANS
Give yourself financial flexibility!
Use a GFCU Personal Loan to take control of your finances. With fixed rates and no payments up to 90 days**, a personal loan could help you meet a variety of financial goals, such as:
- Consolidating multiple higher-rate loans and/or credit card balances into one single payment
- Paying for unexpected medical expenses or costly vehicle repairs
- Making a major purchase
- Bridging the gap between upcoming travel expenses and available savings
- Be aware of all loan options
Rates as Low as 9.74% APR*
No Payments Up to 90 Days**
Terms from 12 to 60 Months*
Receive a Personal Loan in one lump sum and make predictable monthly payments.
Or, access funds as you need them with a Personal Line of Credit.
Loans and lines of credit are subject to credit approval.
Personal Loan Rates
Personal & Unsecured
*APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking account. Rates effective 07/24/2024. Payment Example: For a $5,000 loan for a term of 36 months with a 9.74% APR, the monthly payment will be $160.73. All loans are subject to approval. Rates, terms, and conditions are subject to change.
**Interest will continue to accrue during the payment deferral period. Not all loans will qualify for the 90-day payment deferral. The refinancing of an existing GFCU loan is not eligible for the automatic payment discount.
Fixed-Rate Loan
A Fixed-Rate Loan Built for YOU
GFCU Personal Loans are available to members at competitive rates with flexible terms to meet your needs.
- No payments up to 90 days**
- With a fixed-rate loan, you never have to worry about your payments going up
- Terms up to 60 months
- Save time with a quick online application and approval process
- No prepayment penalties
- Payment protection available
- Avoid falling in the trap of Payday Loans
Online Loan Management
Experience the effortless convenience of online loan payments from your mobile device!