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Test Rates Tables

Our Current Rates

We’re proud to offer our members competitive rates on all of our loan and deposit products.

Generations Federal Credit Union Logo

Auto Loan

As low as

5.24% apr

Credit Card

As low as

12.75% apr

Personal Loan

As low as

8.24% apr

Share Certificates

As low as

3.35% apy

Money Market

As low as

0.35% apy

Home Equity Loan

As low as

6.68% apr

*APRs are Annual Percentage Rates and represent the lowest rate possible for each product. APYs are Annual Percentage Yields and represent the highest possible rate for each product. Terms and conditions apply. Rates are subject to change without notice. Click individual rates above for full details and disclosures.

Auto Rates

Newer + Used Comparison

Terms
2024 + Newer Models
APR (As low as)*
Used 2015-2023 Year Models
APR (As low as)*
36 Months
5.15%
5.15%
60 Months
5.95%
5.95%
72 Months
6.00%
6.00%
84 Months
6.65%
6.65%

*APR is Annual Percentage Rate. Rates listed include a discount of 0.25%, which may be applied to new and used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking account at time of closing. APR is effective as of 7/19/2023. Payment Example: For a $30,000 loan for a term of 60 months with a 5.60% APR, the monthly payment will be $575.75.

Auto Rates

Newer + Used Comparison

Terms
2024 + Newer Models
APR (As low as)*
Used 2015-2023 Year Models
APR (As low as)*
36 Months
5.15%
5.15%
60 Months
5.95%
5.95%
72 Months
6.00%
6.00%
84 Months
6.65%
6.65%

*APR is Annual Percentage Rate. Rates listed include a discount of 0.25%, which may be applied to new and used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking account at time of closing. APR is effective as of 7/19/2023. Payment Example: For a $30,000 loan for a term of 60 months with a 5.60% APR, the monthly payment will be $575.75.