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The 2025 Annual Membership Meeting will be held Wednesday, April 9th at GFCU Headquarters. Read More.
Where to find your 13-digit account number for income tax return deposits. Read More.
Fraud Prevention: Beware of these common scams. Read More.

Member Owned. Community Grown.

Our goal is simple: people over profit.
  • Competitive Rates
  • 24/7 Online Banking
  • Full Suite of Services
  • Serving Our Community
Generations Investment Group

Remember to make your IRA Contribution.

Boost your retirement savings and enjoy possible tax benefits.

Book time with our CFS* Financial Advisor!
AUTO LOANS

36-Month Auto Loans As Low As 5.15% APR*

PLUS NO PAYMENTS UP TO 90 DAYS**

Apply Now!
Cheerful Businesswoman Using Cellphone Sitting At Workplace
Checking Account

MyAdvantage Checking

Get Paid Up To 2 Days Early, Plus Shopping Rewards, Cell Phone Protection, & More!

Open An Account Today
Future Leader Scholarship
SCHOLARSHIPS

Future Leader Scholarship

Win $4,000 for school! Now accepting applications through March 24, 2025.

Details & Apply!

Our Current Rates

We’re proud to offer our members competitive rates on all of our loan and deposit products.

Generations Federal Credit Union Logo

Auto Loan

As low as

5.15% apr
Apply Today >

Credit Card

As low as

12.25% apr
Apply Today >

Personal Loan

As low as

9.74% apr
Apply Today >

Share Certificates

As high as

4.30% apy
Apply Today >

Money Market

As high as

0.35% apy
Apply Today >

Home Equity Loan

As low as

6.93% apr
Apply Today >

*APRs are Annual Percentage Rates and represent the lowest rate possible for each product. APYs are Annual Percentage Yields and represent the highest possible rate for each product. Terms and conditions apply. Rates are subject to change without notice. Click individual rates above for full details and disclosures.

Mobile Banking

New Features Inside Online & Mobile Banking.

Card Management + Marketplace

Big Enough to Serve,
Small Enough to Care.

Choose our credit union for personalized service.

Loans

Financing a large purchase can be intimidating, but with GFCU it doesn’t have to be.

Checking & Savings

A GFCU MyAdvantage Checking account is everything you want out of a checking account, plus so much more.

Insurance

Generations Insurance Services works with over 40 carriers to guarantee you find the right coverage for your needs.

Investments

Financial planning isn’t just for long-term goals like retirement.

eServices

You don’t need to choose between great service and convenience.

eLoan Pay

Pay your Generations consumer loans by ACH or debit card from any financial institution with eLoan Payments.

ATM Banking

We’re part of the CO-OP ATM Network, giving you access to nearly 30,000 ATMs nationwide.

Shared Branching

Complete basic transactions at more than 5,000 Shared Branching credit union locations.

Greenpath Financial Wellness

We partner with GreenPath to provide members online and in-person financial education and resources.

Why GFCU?

“A full-service suite of products and local decisions mean you can expect transparency with your money, putting you in control of your finances.”

We strive every day to make it easy for you to do business with us. It’s our mission and our focus.

Our founding members formed the credit union for the benefit of their community, as well as for all future generations of members. That’s why when you join GFCU, you’re not just a transaction – you are a part owner and contributor of our financial institution.

We believe in people helping people where it matters the most – right here at home.

#GFCUCARES

We were built by the hard-working people in our community, and staying true to our roots is one of our highest priorities. We give back through partnerships with local organizations, charity work and staff volunteer events.

From Our Blog

#MoneyMadeSimple

The 4 Steps to Take to Buy a Home in the Next 12 Months

Are you ready to buy your first home? For many would-be home buyers, the answer falls somewhere between “I don’t know” and “Maybe.” Responding with a firm “Yes” is difficult. Have you selected a neighborhood?  Is it located in a good school district? Does the area have low crime rates?…
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#MoneyMadeSimple

5 Practical Tips for Staying Within Your Home Buying Budget

After months of online searching and open house tours, you’ve finally found your dream home. There’s only one problem. The asking price is more than you plan to spend. While cutting back on monthly expenses could help make room for a heftier mortgage payment, overspending can have long-term consequences. Paying…
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#MoneyMadeSimple

Top Considerations for Repeat Homebuyers

By Tracy Scott The housing market has changed in recent years. Low inventories and rising property values make for a fast-paced environment requiring first-time and repeat homebuyers to act quickly to secure the home of their dreams. According to Realtor.com® Market Trends Explorer – By Metro data, San Antonio area…
Read More